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| EASTERN STATES INSURANCE has built an extensive network for members of the construction trades and we have acquired unique insight into the risks confronted every day by contractors and builders. Our growth in this field can be traced to the benefits our Construction clients receive from our thorough approach to account management — beginning with the understanding that the purchase of additional insurance is not always the best solution. Over the years, we have saved hundreds of thousands of dollars in insurance costs by negotiating the contractual transfer of exposures on specific high-risk jobs from our clients to their subcontractors. We stabilize client's premiums by aggressively negotiating liability coverage programs on multi-year policies, and by locking in rates on specific long-term projects. In so doing, we help our clients bid more competitively, and complete projects profitably. We realize that obtaining competitive insurance costs is just one of the ways in which we can help. Eastern States Insurance has access to a number of highly responsive surety underwriters, giving us the flexibility to provide appropriate bonding when needed. Our bonding specialists work closely with clients to develop strong surety relationships and to expedite the issuance of Bid and Performance Bonds to meet crucial deadlines. Finally, we recognize the need for paperwork, and the necessity to complete it accurately, and on time. Claims are efficiently processed, fully investigated, and promptly settled. We issue Certificates of Insurance to your prospects and customers on a same day basis, further enhancing your ability to bid and compete effectively. |